Multiple Ways to Fund Your Practice Growth
Advanced Payment on Claims
Insurance payments take 60-90 days. Your expenses don't wait. Get advanced payment on outstanding claims—approved in hours, funded in 2 business days. Bridge the gap and grow.
Term Loans
Our term loans are perfect for financing expenses, growth, or consolidating debt with a repayment period of 6 months to 2 years. Get funding in as little as 5 business days.
Capital That Actually Works for Healthcare Cash Flow
Bridge Cash Flow Gaps
Get advanced payment on insurance claims in 2 days. Cover payroll and expenses without waiting 60-90 days for payers—approved in hours.
Transparent, Fair-Rate Capital
Competitive rates with transparent terms. We explain every fee and rate upfront—no predatory merchant cash advances, no hidden penalties.
Right Capital for Your Stage
Expanding or scaling to multiple locations? From term loans to SBA programs, our advisors match you with the right healthcare financing solutions.
Trusted by Healthcare Practices Across the US
Now we have clarity
We used to struggle with our finances. Now we have clarity. We use every part of Flychain - from bookkeeping and capital access to treasury and savings. They’ve also connected us with great ABA partners and have been hands-on partners in our success.
Best financial shape ever
Flychain’s bookkeepers and financial experts keep our fiancials tax-ready - and then go futher. They’ve helped me invest, get a valuation, access legal support, and clean up past messes, even resolving IRS issues. My ABA company is in its best financial shape ever.
Exceptional experience
We switched to Flychain last winter and so far it has been an exceptional experience. We are a small ABA company that had used Quickbooks since 2018. Quickbooks was fine for accounting purposes but did little for us when it came to analytics. The best part about Flychain though has been their customer services and their willingness to develop the tools that will better help us to be successful within our organization.
INCREDIBLE service
We’ve been with Flychain since the latter part of 2024, and can report that the team at Flychain is INCREDIBLE. I was reluctant to switch from more traditional services such as QBO and a 3rd party bookkeeper, but our organization clearly made the right choice in moving to Flychain. Their accounting platform and bookkeeping service are second to none.
Responsive team
What sets Flychain apart is their responsiveness. Every time I’ve requested a new feature – budgeting, benchmarking, banking – they’ve not only listened but delivered. The team is proactive and passionate about solving real customer needs.
Truly understands healthcare
In an industry as complex and highly regulated as healthcare, it’s rare to find a partner like Flychain that truly understands the operational, compliance, and financial challenges we face every day. Their team demonstrates not only technical expertise, but a deep awareness of how data impacts reimbursement, patient care, and long-term sustainability. What sets Flychain apart is their responsiveness and willingness to jump in whenever we need support.
Does Flychain simplify complex loan, line-of-credit, and equity options for healthcare owners?
Flychain offers two main types of financing to clients. The first is Advanced Payment on Insurance Claims: a resting line of credit that lets you bring forward money you have outstanding with payers. This is typically used to cover payroll or a cash flow gap. You pay it back over four months, with no origination fees, no prepayment penalties, no unused line fee, and no personal guarantee required. The second is growth-oriented financing: term loans and SBA options for practices looking to open a new location or make a significant investment. Flychain lends around $5–6 million per month across its client base.
Does Flychain offer non-dilutive financing options that fit healthcare reimbursement cycles?
Flychain's Advanced Payment on Claims is entirely non-dilutive: you keep full ownership of your practice. The claim-backed line of credit is designed around the reality of insurance reimbursement: you have money owed by payers, and Flychain brings it forward so you're not waiting 30 to 90 days to cover expenses. Because Flychain already has visibility into your financials and outstanding claims, the process is faster and less paperwork-heavy than going to a traditional lender.
Does Flychain truly understand healthcare reimbursement and structure loans around insurance cash flow?
Most traditional lenders apply a generic cash flow analysis that doesn't account for the lag between care delivery and insurance payment, which can make a healthy practice look less creditworthy than it is. Flychain underwrites based on your actual outstanding claims and revenue patterns, not just your bank balance. For larger capital needs, Flychain also connects clients with lenders who specialize in healthcare, and because your books are already clean and structured, the process moves significantly faster.
Everything Your Practice Needs, All in One Place
Bookkeeping, CFO intelligence, taxes, and capital — built for healthcare, built to grow your practice.
Healthcare Bookkeeping
Healthcare bookkeeping services from a dedicated team that knows your practice, monthly calls to review your numbers, and unlimited support.
CFO Hub
Tools and strategic insights to empower you to make CFO-level decisions, maximize profitability, and confidently grow your practice.